The use of JL Ferguson and Associate, Inc's ( JLFA) web site is subject to the terms and conditions set forth below. We may amend the Terms at any time by posting the amended Terms on this site. Your subsequent use constitutes acceptance.


All content provided on this site is owned by or licensed to JLFA and/or its affiliates and protected by United States and international copyright laws. Unless noted otherwise, JLFA retains all proprietary rights to the website content and design elements.


This site contains links and resources from and to other websites. Please be aware that are provided as a courtesy and we are not responsible for the privacy practices and/or accuracy of information of such other websites. We encourage our users to be aware when they leave our site, and to read the privacy statement of any linked site.


JLFA's website is to be used only as a reference material. It is not intended to be a substitute for the exercise of professional medical or legal assistance.

JLFA does not assume, and expressly disclaims, any obligation to obtain and include any information other than that provided to it by its third party sources. It should be understood that by making this material available JLFA is not advocating the use of any product described in these sites, nor is JLFA responsible for misuse of a product or information due to typographical error.

Any links or bookmarks which connect this website to any other website or web page are provided as a courtesy to the users of this website. Although we strive to provide the visitors with accurate and reliable information, JLFA assumes no liability or responsibility for the content, accuracy, completeness or compliance with applicable federal, state, local or international laws regarding any content appearing on any such linked or bookmarked website.

This site is provided by JLFA on an "AS IS" and "AS AVAILABLE" basis. JLFA makes no representations or warranties of any kind, express or implied, as to the operation of this site, or the information, content or materials included on this site. You expressly agree that your use of this site is at you sole risk.

JLFA disclaims all warranties, express and implied, including, but not limited to, implied warranties of fitness for a particular purpose. JLFA will not be liable for any damages of any kind arising from the use of this site, including but not limited to, direct, indirect, incidental, consequential, and punitive damages.


We have established this privacy policy to insure the confidence of visitors to and customers of this website; and to demonstrate our commitment to fair information practices and the protection of privacy. This privacy policy may be updated from time to time in accordance with the notification requirements set forth below.


From General Users: JLFA does not collect any personal information from users browsing this web site. We do collect aggregate information such as the number of pages visited. We also collect information relating to your IP address, which only provides information on a particular computer, and not an individual at that computer. This Site may use a cookie to store a unique user ID in our system. Any such cookie will not collect personal information, cannot read data off your disk, and cannot read cookie files that were created by other web sites.

From users who willingly contact us: individuals may be asked to provide limited personal information. Information such as name, organization, address, phone, and email may also be submitted through conference and seminar registrations, and other products and services. In addition, in order to receive certain communications from JLFA, such individuals may be asked to provide contact information such as their name, address, phone number, and e-mail address so that they can become members of a communications or electronic publication distribution list.


You may remove yourself from a distribution list or request to not be contacted by sending an email to info@jlfa.net , with the subject line "Unsubscribe to Distribution List."


Data collected is used to track the areas of this Site that are most frequently visited to help us continuously improve this website. Your contact information may also be used to contact you via email, phone or fax. In addition, we may be required to share information in accordance with applicable law. You may elect not to have your information shared with third parties by sending an email to info@jlfa.net, with the subject line "Website Information - Do Not Share." Please include in the email your name, address, and telephone number for confirmation.


Should you have any questions about our "Terms of Use", our "Privacy Policy" or any questions relating to this website please contact:

JL Ferguson & Associates, Inc.
1707 FM 1960 East Bypass Suite C
Humble, TX 77338
Office 281.812.1825
Email: info@jlfa.net

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